Profile

Dr. Rana-Al -Mosharrafa

Associate Professor and Head

Qualification: Doctor of Philosophy (PhD) Department of Banking & Insurance, University of Dhaka

Mobile: 01751875382

E-mail: ranamosharrafa@gmail.com

Doctor of Philosophy (PhD)
Department of Banking & Insurance, University of Dhaka

Name of the Faculty:  Dr. Rana-Al-Mosharrafa

Department: Business Administration

Qualification: Doctor of Philosophy

Email: ranamosharrafa@gmail.com

Orchid ID: https://orcid.org/0000-0003-4304-5877

Profile Web link: https://gonouniversity.edu.bd/bba/employees/dr-rana-al-mosharrafa/

Research Gate: https://www.researchgate.net/profile/Rana-Al-Mosharrafa

Google Scholar: https://scholar.google.com/citations?hl=en&user=O4CfPeYAAAAJ

LinkedIn: https://www.linkedin.com/in/rana-al-mosharrafa-897627113/

Doctor of Philosophy (PhD)
Department of Banking & Insurance, University of Dhaka
Dissertation: ‘Trends and Determinants of Bank Profitability: Empirical Evidence from Commercial Banks of Bangladesh’

Master of Business Administration (Banking)
Department of Banking, University of Dhaka

Master of Commerce (Major in Finance)
Department of Finance & Banking, University of Dhaka

Bachelor of Commerce
Department of Finance & Banking, University of Dhaka

 

Assistant Professor
Department of Business Administration, Prime University  (from 12/2018 to 06/2024)

Senior Lecturer
Department of Business Administration, Prime University (from 04/2015 to 11/2018)

Lecturer,
Department of Business Administration, Prime University (from 10/2013 to 03/2015 )

Lecturer,
Department of Finance & Banking Shaikh Burhanuddin Post Graduate College, Dhaka ( from 01/2011 to 09/2013         )

Executive,
Grameen Fund (SME & equity financing projects) (from 02/2001 to 11/2006)

  1. Mosharrafa, R. A. (2024).Navigating the tides of de-dollarization: Impact on global economy and BRICS Initiatives. World Review of Political Economy, 15(4), 566-581. (Scopus Indexed Journal, Quartile: Q2). https://doi.org/10.13169/worlrevipoliecon.15.4.0566
  2. Mosharrafa, R. A., Nazmunnahar, N., Islam, M.R.&Khalily, M. A. B. (2024) Evaluation of mental health problems and psychological burnout among the bankers in Bangladesh: A cross-sectional study. WORK: A Journal of Prevention, Assessment & Rehabilitation, 1-10.(Scopus indexed Journal, Quartile: Q2). https:// doi.org/10.1177/10519815241292440
  3. Mosharrafa, R. A.,Sahabuddin, M. &Saha, N. (2024). Migration, foreign remittance and economic development nexus in emerging country. Journal of International Migration and Integration, 25, 01170-9. (Scopus Indexed Journal, Quartile: Q1).https://doi.org/10.1007/s12134-024-01170-9
  4. Roknuzzaman, A., Sarker, R., Shahriar, M., Mosharrafa, R. A., & Islam, M. R. (2024). The WHO has declared COVID-19 is no longer a pandemic-level threat: A perspective evaluating potential public health impacts. Clinical Pathology,22, 17:2632010X241228053. (Scopus Indexed Journal, Quartile: Q3).  https://doi.org/10.1177/2632010X241228053
  5. Mosharrafa, R. A., Akther, T. &Siddique, F. K.(2024). Impact of social media usage on academic performance of university students: Mediating role of mental health under a cross-sectional study in Bangladesh.Health Science Reports, 7(1): e1788. (Scopus Indexed Journal, Quartile: Q2).https://doi.org/10.1002/hsr2.1788
  6. Mosharrafa, R. A. (2023). The significant contribution of Bangladeshi commercial banks’ liquidity position, bank size, and internal capital generating ability to increase profitability. International Journal of Insurance and Finance, 3(2), 11-31.(ISI Indexed Journal).https://doi.org/ 10.52898/ijif.2023.7
  7. Nahar, N., Nasim, R., Mosharrafa, R. A., Hossain, I., Jannatul, S., Taher, T., Hossain, M.J., Rahman, A., & Islam, M.R. (2023). Association between flaunting behaviors on social media and mental health status among the general population in Bangladesh: A cross‐sectional study. Health Science Reports, 7(3): e2001.  (Scopus Indexed Journal, Quartile: Q2).https://doi.org/10.1002/hsr2.1701
  8. Islam, M.R., Urmi, T. J., Mosharrafa, R. A.&Kadir, M.F. (2023). Role of ChatGPT in health science and research: A correspondence addressing potential application. Health Science Reports, 6(10): 1625. (Scopus Indexed Journal, Quartile: Q2).https://doi.org/10.1002/hsr2.1625
  9. Urmi, T. J., Mosharrafa, R. A.,Hossain, M.J,.Rahman, M.S., Kadir, M.F. & Islam, M.R. (2023). Frequent outbreaks of dengue fever in South Asian countries—A correspondence analyzing causative factors and ways to avert. Health Science Reports, 6(10), e1598. (Scopus Indexed Journal, Quartile: Q2).https://doi.org/10.1002/hsr2.1598
  10. Mosharrafa, R. A., Islam, M. S.(2023). Exploring the determinants of profitability in Bangladesh’s banking sector: A comprehensive analysis of market structure, liquidity, and macroeconomic factors. Jilin DaxueXuebao (Gongxueban)/Journal of Jilin University (Engineering and Technology Edition). 42(9), 287-303. (Scopus Indexed Journal, Quartile: Q2).  https://doi.org/10.5281/zenodo.8375562
  11. Mosharrafa, R. A.(2023).Turbulence in disguise in the banking sector create panicwithdrawal of money in Bangladesh. International Journal of Insurance and Finance, 3(1), 1-10. (ISI Indexed Journal).http://doi.org/ 10.52898/ijif.2023.1
  12. Patwary, M. S. H., Islam, M.S. &Mosharrafa, R. A. (2023). Effect of bank credit on agricultural gross domestic product. Agricultural and Resource Economics: International Scientific E- Journal, 9(1), 188-204. (Scopus Indexed Journal, Quartile: Q3). https://doi.org/10.51599/are.2023.09.01.09
  13. Islam, M.S., &Mosharrafa, R. A. (2021). The effect of internal capital generation power of commercial banks on profitability: evidence from Bangladesh. Journal of Banking &Financial Services, (Faculty of Business Studies, University of Dhaka), 13(2), 1-26.https://banins.du.ac.bd/category/journals/volume-13-number-2-december-2021/
  14. Mosharrafa, R. A., & Islam, M.S. (2021). What drives bank profitability? A panel data analysis of commercial banks in Bangladesh. International Journal of Finance and Banking Studies, 10(2), 96-110. https://doi.org/10.20525/ijfbs.v10i2.1236
  15. Mosharrafa, R. A. (2016). Consistency between deposits and advances of commercial banks: Bangladesh perspective. ASA University Review, 10(2), 141-153. http://www.asaub.edu.bd/asaubreview/
  16. Mosharrafa, R. A. (2015). Credit rate of deposit money banks and money supply against the GDP growth: A case of Bangladesh. Prime University Journal,9(1), 45-62. https://www.primeuniversity.edu.bd/public/file/crhp_details/1669788056 .pdf
  17. Ferdous, J., Mosharrafa, R. A., &Farzana, N. (2015). Agent banking in Bangladesh- A new era in financial institution by enhancing customers’ accessibility and profitability of banks. The International Journal of Business and Management,3(3), 206-210. https://www.internationaljournalcorner.com/ index.php/ theijbm/article/view/137602/96585
  18. Mosharrafa, R. A. (2015). Relative consequences due to absence of corporate governance in nationalized and private commercial banks in Bangladesh. Journal of Economics and International Finance,7(2), 42-50. https://doi.org/10.5897/JEIF2014.0633
  19. Mosharrafa, R. A. (2014). Carbon finance: Its implication against the untoward effect of climate change due to industrialization and urbanization. Journal of Economics and Sustainable Development, 5(1), 82-88. https://www.iiste.org/Journals/index.php/JEDS/ article/view/10281/10484
  20. Mosharrafa, R. A. (2013). Credit assessment practice of a commercial bank in Bangladesh. International Journal of Economics, Finance and Management Sciences,1(6), 382-387. DOI: 10.11648/j.ijefm.20130106.25.
    https://www.sciencepublishinggroup.com/journal/173/archive/1730106
Time Summary
2025, 25th January *Mosharrafa, R., and Siddiqui, S.S. Long-Term Dynamics of Sustainable Investments and Financial Performance in Islamic Banks in Bangladesh: A Cointegration and Error Correction Approach. 1st International Conference on Islamic Finance and Banking (ICIFiB) 2025. Daffodill International University, Bangladesh and IIUM Institute of Islamic Banking and Finance- IIiBF, Malaysia.

 

2024, 17th February *Mosharrafa, R., Nath, S.K.D., and Arafat, Y.. An Evaluation of Banks’ Earnings during Pre and Post Adoption of Digital Innovation in Bangladesh in the 4th Industrial Revolution: A Panel Data Analysis. National Conference-2024. Eastern University, Dhaka, Bangladesh.

 

2023, 4th November Mosharrafa, R.. Adapting to the Changing Tides: De-dollarization and the Ascendance of BRICS Currency. 1st International Seminar on Sustainable Business and Technology – Development for Smart Bangladesh. University of Science and Technology Chottogram (USTC), Chottogram, Bangladesh.

 

2022, August 27-28 Mosharrafa, R.). Significance of Managerial Issues and Supply Side Economics to Accelerate Profitability of Commercial Banks in Bangladesh: A Dynamic Panel Data Analysis. 9th Annual Banking Conference, 2022, Bangladesh Institute of Bank Management (BIBM), Dhaka, Bangladesh
2019, October 29-30 Mosharrafa, R. Trends and determinants of bank profitability: Empirical evidence from commercial banks of Bangladesh. 4th International Conference on Business and Economics, Faculty of Business Studies, University of Dhaka, Bangladesh.

 

Time Summary
October 1- 30, 2024 Participating in a short course on ‘Python & R for Data Analysis,’ organized by the Academy of Business Professionals (ABP) since September 21, 2024.

 

January 26, 2023 Participated the ‘Training on Compliance of Bangladesh National Qualifications Framework (BNQF)’. Organized by Bangladesh Accreditation Council
January 25, 2023 Participated the ‘Training on Effective Teaching Learning and Assessment’. Organized by Bangladesh Accreditation Council.

 

November-December, 2019.

 

Completed a short course on “Quantitative Analysis with STATA” organized by Bangladesh Institute of Governance and Management (BIGM)
January-February, 2015. Training on ‘Business Research Methodology’ organized by the Bureau of Business Research, Faculty of Business Studies, University of Dhaka,

 

11th May to 16th July, 2014.

 

‘Training of the Teachers for Tomorrow’ organized by Prime University
19th to 23rd July, 2011.

 

Training on ‘Professional Development’ arranged by ShaikhBurhanuddin Post Graduate College
Year Summary
1991 6th place among female candidates of Dhaka Board 1991 on Higher Secondary Certificate Examination
1991 Received Bangladesh Chemical Industries Corporation (BCIC) Chairman Gold Medal for Academic excellence in Higher Secondary Certificate Examination.
Updated On:May 25, 2025